Accessibility at Knight Health & Wealth
Effective date: October 4, 2025
Knight Health & Wealth (“we,” “us,” “our”), operated by Jan Knight, is committed to ensuring that our website and services are accessible to people with disabilities. We aim to meet or exceed the Web Content Accessibility Guidelines (WCAG) 2.2 Level AA and follow applicable U.S. laws, including the Americans with Disabilities Act (ADA) and, where relevant to digital experiences, Section 508 of the Rehabilitation Act.
Measures We Take
- Use of semantic HTML, ARIA landmarks, labels, and roles for assistive technologies.
- Color contrast checks aligned with WCAG 2.2 AA; keyboard-focus visibility and logical tab order.
- Responsive design for various devices and zoom levels; avoidance of keyboard traps.
- Descriptive link text, headings, and alt text for informative images; decorative images marked appropriately.
- Captioning or transcripts for key multimedia where feasible; reduced-motion considerations.
- Regular reviews when we publish new content or features, and remediation of identified issues.
Compatibility & Assistive Technology
Our goal is compatibility with recent versions of major browsers (Chrome, Edge, Safari, Firefox) and assistive technologies (e.g., screen readers such as VoiceOver, NVDA, JAWS). Some third-party widgets (e.g., maps, scheduling, embedded videos) are outside our full control, but we strive to integrate accessible options and provide alternatives when possible.
Limitations & Known Issues
Despite our best efforts, some content may not yet be fully accessible (for example, older PDFs or third-party embeds). We are continually improving and welcome your feedback to prioritize fixes.
Feedback & Assistance
If you encounter a barrier on our site or need content in an alternative format, please contact us:
- Phone: (954) 937-9550
- Email: jan@knighthealthandwealth.com
- Mail: 6278 N Federal Hwy #442, Fort Lauderdale, FL 33308
When you contact us, please describe the nature of the accessibility problem, the web address (URL), the assistive technology or browser you’re using, and your contact information. We will make reasonable efforts to address your request promptly.
Ongoing Efforts
Accessibility is a continuous process. We review templates and new components for WCAG alignment, train content contributors on accessible practices, and schedule periodic audits. If an issue cannot be fixed immediately, we will provide accessible alternatives upon request.
Third-Party Content
Our site may include content or functionality from third parties (e.g., insurance carriers, map providers, scheduling and form platforms). We cannot guarantee the accessibility of third-party content but will work with providers—or offer alternative access—where feasible.
Formal Complaints
If you are dissatisfied with our response to an accessibility request, please let us know. You may also consider contacting the U.S. Department of Justice or your state civil rights agency for guidance on digital accessibility rights under the ADA.
This statement is intended to reflect our good-faith efforts toward accessible digital experiences and may be updated from time to time.
Terms of Use
Welcome to the Insure With Arama website (the “Website”). Please review these Terms of Use carefully, as they govern your use of this Website and the services offered through it (collectively, the “Service”). By accessing or using the Website, you agree to be bound by these Terms of Use and all applicable laws. If you do not agree, you are not authorized to use this Website.
Ownership and Use of Content
All information, text, graphics, logos, and other content on this Website (the “Content”) is the property of Insure With Arama (the “Company”) or its information providers and is protected by U.S. and international copyright, trademark, and intellectual property laws.
- You may download, print, or store portions of the Content for your personal, non-commercial use only.
- You may not copy, reproduce, distribute, modify, create derivative works, publish, or transmit any Content without prior written consent from the Company.
- No right, title, or interest in any Content is transferred to you through use of this Website.
Permitted and Prohibited Use
You agree not to:
- Interfere with the proper functioning or security of the Website.
- Impose an unreasonable load on the Website’s infrastructure.
- Modify, alter, or misuse the Content in any way.
- Use the Website or its Content for unlawful, commercial, or unauthorized purposes.
No Distribution Where Prohibited
The information on this Website is not intended for distribution to, or use by, any person or entity in any jurisdiction where such use would be contrary to law or regulation, or which would subject the Company to additional regulatory requirements.
Nothing on this Website constitutes an offer or solicitation to buy or sell financial products, securities, futures, or investments.
Disclaimer of Warranties
The Website and its Content are provided on an “as is” and “as available” basis.
The Company makes no warranties, express or implied, regarding:
- The accuracy, completeness, or reliability of the Website or Content.
- The uninterrupted, timely, or error-free operation of the Website.
- The correction of defects or errors.
All warranties of merchantability, fitness for a particular purpose, and non-infringement are expressly disclaimed.
Limitation of Liability
You use the Website at your own risk. Under no circumstances will the Company be liable for any damages of any kind, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising out of or related to your use of the Website, the Service, or the Content.
Some states do not allow certain limitations of liability. In such cases, the Company’s liability will be limited to the fullest extent permitted by law.
Privacy
Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms of Use.
Links to Third-Party Sites
Links to other websites are provided for convenience only. The Company does not endorse, sponsor, or control these third-party sites and is not responsible for their content or availability.
Modifications to Terms
The Company reserves the right to modify these Terms of Use at any time without notice. Your continued use of the Website after such changes constitutes acceptance of the updated Terms.
Governing Law and Jurisdiction
These Terms of Use are governed by the laws of the State of [Insert State], without regard to conflict of law provisions. By using this Website, you consent to the exclusive jurisdiction of courts located in [Insert State], U.S.A., for any disputes arising out of your use of the Website.
Entire Agreement
These Terms of Use, together with the Privacy Policy, represent the entire agreement between you and the Company regarding your use of the Website and supersede all prior agreements or understandings.